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& Loans in India — Smarter, Faster
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Built for Indian borrowers and savvy spenders
Three powerful tools to help you choose the right financial product — without sales pressure.
Credit Card Comparison
Compare rewards, cashback, annual fees, airport lounge access, fuel benefits, UPI rewards and approval chances side-by-side.
Loan Comparison
Personal, home, business, education and car loans — interest rates, processing fees and EMIs from India's top lenders.
AI Recommendation Engine
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Top Credit Cards in India
Curated from cashback, travel, fuel and lifetime-free categories.
| Card | Annual Fee | Rewards | Cashback | Lounge | Joining Bonus | Best For | |
|---|---|---|---|---|---|---|---|
Millennia Credit Card HDFC Bank 4.5 | ₹1,000 | 5% Cashback on Amazon, Flipkart, Swiggy | 5% | 8 domestic / year | 1,000 CashPoints | Online Shopping | |
Cashback SBI Card SBI Card 4.6 | ₹999 | 5% cashback on online spends | 5% | Not included | Fee reversed on ₹2L spend | Pure Cashback | |
Flipkart Axis Bank Card Axis Bank 4.4 | ₹500 | 5% on Flipkart, 4% on partners | 5% | 4 domestic / year | ₹500 Flipkart voucher | Flipkart Shoppers | |
Amazon Pay ICICI Card ICICI Bank 4.7 | ₹0 | 5% on Amazon Prime, 3% on Amazon | 5% | Not included | ₹500 Amazon voucher | Lifetime Free + Amazon | |
Regalia Gold HDFC Bank 4.6 | ₹2,500 | 4 RP per ₹150, 5x on travel/dining | — | 12 intl + 12 dom / year | ₹2,500 voucher | Travel & Lounge |
- Annual Fee
- ₹1,000
- Cashback
- 5%
- Rewards
- 5% Cashback on Amazon, Flipkart, Swiggy
- Lounge
- 8 domestic / year
- Annual Fee
- ₹999
- Cashback
- 5%
- Rewards
- 5% cashback on online spends
- Lounge
- Not included
- Annual Fee
- ₹500
- Cashback
- 5%
- Rewards
- 5% on Flipkart, 4% on partners
- Lounge
- 4 domestic / year
- Annual Fee
- ₹0
- Cashback
- 5%
- Rewards
- 5% on Amazon Prime, 3% on Amazon
- Lounge
- Not included
Lowest Interest Rate Loans
Compare personal, home and business loans from India's top lenders.
| Lender | Interest Rate | Processing Fee | Approval Time | Loan Amount | Eligibility | |
|---|---|---|---|---|---|---|
HDFC Bank personal loan | 10.50% - 21% | Up to 2.5% | 10 sec - 24 hrs | ₹50K - ₹40L | Salaried, 21-60 yrs | |
SBI personal loan | 11.15% - 14.30% | 1.5% | 2-4 days | ₹25K - ₹20L | Salaried/Self-employed | |
Bajaj Finserv personal loan | 11.00% - 32% | Up to 4% | 24 hrs | ₹1L - ₹40L | Salaried, 23-67 yrs | |
ICICI Bank personal loan | 10.85% - 16% | Up to 2.5% | 3 sec - 3 days | ₹50K - ₹50L | Salaried, 23-58 yrs | |
Axis Bank personal loan | 10.49% - 22% | Up to 2% | 30 sec - 48 hrs | ₹50K - ₹40L | Salaried, 21-60 yrs |
- Processing Fee
- Up to 2.5%
- Approval
- 10 sec - 24 hrs
- Amount
- ₹50K - ₹40L
- Processing Fee
- Up to 4%
- Approval
- 24 hrs
- Amount
- ₹1L - ₹40L
- Processing Fee
- Up to 2.5%
- Approval
- 3 sec - 3 days
- Amount
- ₹50K - ₹50L
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